Moolah Matters
Ok. I had initially wanted to post pictures of the phuket trip here but has been too busy every day.
Or rather, I am too pre-occupied by current events in my life. Or maybe, I am just too impatient to load the photos one by one here. Having said that, I have uploaded a whole collection of photos of the trip in my facebook. So ya, in case you want to take a look. Haha.
I have been trying to make sense of my life. Like I know I am real busy with all the work+tuition+study combination. Yet, I am still trying squeeze in time to go out every now and then, plan for some holiday trips, and at the same time, trying to save up.
Since I haven't been saving previously, it is like I need to put in more effort if I want to build my financial's nest. Previously, if you are still studying full-time, you can save like $50 a month? But at my age now, with completely no savings previously, you ought to save like $500 a month to make up for it all!
So yeah. It is tough. Especially when there are still things you NEED to buy, or WANT to buy. Haha. Let me see, the Phuket trip costs me nearly $800. And now, I am thinking of buying a laptop. That will be another $1K plus. Though I don't see a real need in getting a laptop, I cannot deny that it will work wonders for my work, since I pretty much need to do presentations to my clients. And yes, adding a laptop will be a good professional image boost, I hope.
So ya, my saving plan/plan to save just kicked off near the start of this year actually. And although I still try to opt for ways to save (e.g. discount vouchers, debit card priviledges), I am still pretty 'fluid' with my finance. If I think it is worthwhile to buy something, I might just buy it. Considering it that I want it very much, or if dearie wants it, or likes it. In short, I guess I am someone who is fairly willing to part with some money to get neccessities or luxuries - if they are worth it.
Having said that, this means I need to work doubly hard to earn more so I could save more and afford to spend more.
And mind you. I don't spend lavishly. I still weigh pros and cons every now and then.
But then, my theory is, money needs to flow out for more money to flow in. Hahaha.
But let's not get so meticulous over money matters. In any case,
钱财是身外物--生不带来，死不带去。
So yes, do save, but don't be stingy. Be kind to yourself, and your loved ones. :)
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